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America States

Learning the 50 US states is a challenge most American kids have to face. It is a daunting but rewarding task so the obvious thing is to look for an easy way. There are many resources available:

Rote learning of states
Word-association techniques for states
States mnemonics
Census-Bureau Regions chunking
States song lyrics
States videos
Verse poems for states
States games

Which one is best?

We all differ, so some of us learn best by seeing and doing, and others from reading and repeating. It is worth trying out a few different methods to find what works for you.

Learning States by Rote

Simple repetition or learning by rote is the old-fashioned, hair-shirt approach favored in the past by schoolteachers steeped in a belief that suffering was good for the soul. There is no doubt that it works, and probably has a longer-lasting effect than more trendy methods. However, will today's spoilt-for-choice-kids take to that idea if there is an alternative?

States Word-association technique

The states word-association technique involves having a numerical list linked to an object using rhyme. For a long list like the 50 states it helps to subdivide into groups of ten further distinguished with the use of color as another memory aid. A good example is explained here.

States Mnemonics

A mnemonic is a word or phrase where its individual letters are the starting letters of the words to be remembered. For example: the colors of the rainbow can be remembered with "Roy G. Biv". The list of 50 states and capitals is a more daunting challenge. A mnemonic for learning the 50 States of America can be found at clarkscript.com To get a meaningful mnemonic for all the 50 states in alphabetical order is probably impossible. The occurrence of so many states with the same first letter is a problem. Plus five with "New" in the name.

States Census-Bureau Region Chunking

Dividing the American states into Census-Bureau regions: Northeast, Midwest, South, and West, and learning by chunking is probably less stressful. Progress can be seen as each region is mastered. An excellent example with mnemonics can be found from the link below.

States Song Lyrics

Song lyrics are a good way to go as an addition to the other methods. The memory is supported by the melody and it is a lot of fun. It also helps to teach the correct pronunciation.

50 States Videos

There are a number of videos that combine visual and sound. In the Animainiacs video you see the outline map of the states and as the Wakko song progresses with each name you see the state filled in with color to identify it. There have been a number of videos on this theme and many are worth checking out.

States Verse

A list of individual state limericks with the state and capital can be found here. These provide humor and are well written to standard limerick format. This gives a nice sing-song quality to aid retention.

Learning States Games

Grasp the USA this combines various games to teach and reinforce the states and capitals. Includes a jigsaw and time zone explanation.
Flix Animations' Animated States and Capitals game is a long-established, award-winning game to teach states and capitals with a full-screen click-able U.S. Map. It teaches names and locations of states and capitals in a number of colorful ways. Flix Productions

You are spoiled for choice in methods but whatever you choose a certain amount of hard work is involved. However, it is worthwhile because knowing the 50 states and capitals is beneficial to most people and not just Americans.

My vote for best way to learn the 50 states of America goes to the regional chunking method.

Promising yourself or junior a reward for learning all the 50 states and capitals is a good study booster. Why not consider that proud symbol of America - a new felt cowboy hat?

William Clark is a cowboy fan. New Felt Cowboy Hat. Links to resources mention can be found http://www.clarkscript.com/learn-50-states.html

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Did you ever wonder why the United States is called a melting pot? Do you even know what it means to call our country a melting pot?

This great land of ours has been attracting people from all over the world since its independence from British rule in 1783, at the end of the Revolutionary War. They came to this country leaving behind their homeland in order to make a better life for themselves. On the Statue of Liberty it reads "Give me your tired, your poor, your huddled masses yearning to breathe free...". The Constitution of the United States starts with the words "We the people...". This is what our country is all about.

"We the people" are from Asia, Europe, South America, from every corner of the world. People have come and are still coming to this great country to become an American. This privilege of becoming a citizen should not be taken lightly. Becoming a citizen gives you the right to Life, Liberty, and pursuit of Happiness this being our Declaration of Independence. The pride of becoming a legal citizen and enjoying the freedoms that come with it is a dream come true for all the immigrants that come here.

The result of the melting pot are American citizens who become part of the history of our nation, who become the defenders of our freedom and who bring their own individual talents and culture to meld into this great society. We are Asian American, Euro American, Mid Eastern American, Afro American. We are all Americans under the red, white and blue flag.

Some people have mistaken our pride for our country and have called us arrogant. And still "we the people" have been there for the rest of the world during times of strife, such as world wars, famine, disease, etc... wherever, and whenever, we are needed we are there. Even those countries that are less than friendly to us, we come to their aid in time of need.

This country is great and will remain great if we hold on to the Constitution and the Bill of Rights that are the foundation of this nation. No man or country will ever be allowed to take these truths from us, not a mislead president or a misguided congress. This is our country and we are here because of what it stands for --- Life, Liberty and the pursuit of Happiness and "All men are created equal".

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A Patriot's History of the United States of America, written by Larry Schweikart, covers the history of the United States from its discovery by Columbus in 1492, up until around 2005, when Hurricane Katrina hit. This well-researched and footnoted book gives an overview of history that is rarely covered so extensively in other books. Even if you think you remember quite a bit from American history class in high school, this book will probably bring up points that you either never knew or no longer remember.

What You'll Find

Although this book is about America, the book begins with Europe. It is difficult to understand Columbus's voyage without taking a look at Marco Polo and Vasco de Gama. Columbus's voyage didn't happen in a vacuum; Schweikart does an excellent job of tying in the events of Europe to the discovery of America. Similarly, the author briefly discusses the Aztecs, even though they lived in South America; although the Spanish were not innocent in their conquering in South America, the Aztecs and other South American natives were not the peaceful people that some history books make them out to be. Throughout the book, the author tries to fairly portray both the strengths and weaknesses of both sides of the story.

The Patriot's History of the United States covers all the major figures of history, as well as some that are lesser known, but nevertheless, important. George Washington and Benjamin Franklin's contributions, but so are the contributions of people like Queen Liliuokalani and Mike Fink. Many of the players in the last part of the book are more familiar to us, like Colin Powell and Sadaam Hussein, because their names were all over the news in our lifetime.

The book discusses every major period of American history. It covers the colonial period, Revolutionary War, the forming of the nation, western expansion, Civil War, reconstruction, the modern wars of the 20th century, and the history of the United States that many of the book's readers would have lived through. It tries to take an honest look at each event; some of Andrew Jackson's actions are not viewed with rosy glasses, neither are some of the American's actions towards the Native Americans. The honesty helps you learn things that you may not have seen in school, where the textbooks sometimes go out of their way to paint the United States in an overly-patriotic way.

Structure of the Book

Each chapter of A Patriot's History of the United States of America is laid out in a similar format, with a short introduction, a timeline, and then the remainder of the chapter, broken up into manageable sections. This style makes the book easy to read; the layout also makes it easy to look up specific events. Although there is an index in the back of the book, if you cannot remember the name of a specific person or event, the index will not be of use. If you wanted to look up a rebellion that happened in Virginia in the late 1600s, but couldn't remember that it was called Bacon's Rebellion, this format is quite useful.

Throughout the chapters, there are extra sections that will answer questions that don't really fit into the overall narrative of the story. These sections ask questions like "Did Columbus Kill Most of the Indians?" or "Daniel Boone, Civilizer or Misanthrope?" Schweikart lists his sources after these sections, in case you want to read more about the subject.

At the end of the book, there are 69 pages of notes. As I read the book, I found myself turning to the notes when the author mentioned a fact or a conclusion that is new to me. Schweikart uses books, original sources, magazine articles, and reputable web sites to come to his conclusions.

If you are looking for a book that can give you an overview of American history that ties it into what came before and looks forward to the future, A Patriot's History of the United States of America is well worth a look.

Brooke Lorren enjoys reading history books. She has compiled an extensive list of recommended books in the historical genre, originally suggested on the Glenn Beck program.

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Certain types of American food are unique to - or strongly associated with - a particular state. Some have achieved widespread popularity, while others have remained offbeat and peculiar, sometimes for obvious reasons. Here are some eye-opening examples:

THE OTHER RED MEATS

The Inupiat Eskimos in Barrow, Alaska hold an annual spring ceremony celebrating the capture of a bowhead whale. During the celebration, a whaling crew serves whale meat and blubber fermented in blood. One non-native reviewer has said the blubber tastes like a big lump of fat. Another adventurous traveler described the meat as tasting like the under-padding of a nasty old carpet. It would seem that a diet of whale meat would suit anyone who's trying to lose weight.

People in Montana are fond of a dish called Rocky Mountains oysters, which are not oysters at all. You WISH they were oysters. They are actually calves' testicles. When calves are branded, the testicles are cut off and thrown into a bucket of water. They are then peeled, washed, rolled in flour and pepper, and fried in a pan. When properly seasoned and breaded, Rocky Mountain oysters have a slightly liver-like flavor, with a chewy texture similar to chicken gizzards. They are said to be equally delicious whether sliced thin or marinated whole. You have to be somewhat marinated yourself to try these, but Montana restaurants serve them all year round, and "Testicle Festivals" are popular throughout the state. Festival activities include chugging beer, starting fights, and buying souvenirs with catchy slogans like, "I Had a Ball at the Rocky Mountain Oyster Fest." Bon Appetit!

SOMETHING FISHY

The state of Maine is famous for the biggest, freshest, juiciest, most flavorful lobsters anywhere, and lobster festivals are popular throughout the state. The taste of fresh lobster bears a passing resemblance to crab, but lobster is richer, meatier, smoother, juicier, and sweeter. The best (some say ONLY!) way to eat these beauties is steamed whole and served with lemon and drawn butter. But many lobster lovers agree that a fresh Maine lobster needs no accompaniment and should be served plain. Maine lobsters are shipped live all over the U.S., but the biggest, juiciest, healthiest ones are snapped up by Maine fisherman and local consumers before they even leave the dock. If you really want to eat a Maine lobster, there's no place like Maine.

Louisiana, having more miles of ocean shoreline than any other mainland state, is very proud of its seafood. Alligator, a popular ingredient in Cajun cuisine, is probably the state's most unique contribution to the American seafood diet. Alligator tastes somewhat like shark or swordfish, only meatier. It's often prepared blackened, or with sweet & sour flavorings. So the next time you visit New Orleans, don't be afraid of the alligators on your menu. They are just as tasty to you as you are to them.

FRUITS & VEGGIES

The Saguaro Cactus blossom is Arizona's official state flower. The sweet, red fruits of this cactus are edible, and are often used to make jam.

The state of Georgia produces a sweet crunchy onion called the Vidalia onion. The town of Vidalia holds an Onion Festival every April, featuring many award winning recipes. Vidalia onion products are packaged & sold in stores locally and online. These include many unique dressings, marinades, relishes and salsas.

TO YOUR HEALTH

Utah has a large Mormon population, and Mormons shun alcoholic beverages. This has led to the invention of a local product called Apple Beer, a non-alcoholic variant of a German beverage called Fassbrause. Apple Beer is produced by The Apple Beer Corporation in Salt Lake City, and is used in many recipes, such as APPLE BEER BBQ PORK CHOPS and APPLE BEER GRAVY & MEATBALLS. Some brave souls even drink the stuff straight.

Two of the best known culinary contributions to American culture are Kentucky Bourbon and Jack Daniels Tennessee Whiskey. These products appear in hundreds of recipes. Nevertheless, many Jack Daniels & Bourbon enthusiasts prefer to bypass the recipes and enjoy the key ingredient directly. These folks might also enjoy the Rocky Mountain Oysters.

For a state-by-state list of regional delicacies, visit http://www.top50states.com

Judee Shipman is a professional writer, avid traveler, and creator of Top-50-States.com

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How a Foreign National Can Buy Real Estate in America

Opportunities for real estate investment for foreigners is wide and varied in the United States. It doesn't matter where you're from and what currency you'd be using to purchase a property, you have a property waiting for you.

There are generally three kinds of real estate investment available to foreigners. These investments include the commercial estate investment and residential property investment. Residential properties are further classified into single family properties, apartments or condominiums and recreational properties. Regardless of what kind of real estate you are interested in, there are all sorts of tax ramifications, financing options and legal requirements that you have to deal with.

Why Should You Invest in the U.S. Real Estate Market?

You've probably heard of the increasing number of foreign real estate investments in the United States. This is not surprising. With the troubles that the real estate investment market is facing in the United States, greater opportunities in real estate investment were opened to foreign investors.

With the dollar's value in its all time low, foreign investors are finding real estate bargains all over the United States. There are no shortages of deals in this market. More and more distressed properties are being sold everywhere and foreigners are pouring in millions buying these foreclosed or distressed properties. The United States real estate has become a fairly attractive long-term investment for foreign investors.

In November of 2006, the National Association of Realtors released a report entitled "Foreign Investments in U.S Real Estate: Current Trends and Historical Perspective". The report showed that there has been a steady increase in foreign real estate investment in the United States. This is especially after the euro and the loonie became stronger in the face of the continuous devaluation of the US dollar. Prime bargains were opened to foreigners. Many foreigners have now looked into the possibility of retiring or settling in the United States.

If you're a foreigner, you would find a lot of reasons why you should invest in the United States real estate market. Aside from the fact that the floating exchange rate has given you a lot of leverage over the bargaining table, the financial market is a pretty good reason why you should invest in the US real estate.

The financial market in the United States in relation to the real estate market is quite liberal and the restrictions against foreign investors are pretty reasonable. This is ideal for foreign companies that are seeking to invest in the real estate market in the United States in order to avoid tariff restrictions and are considering setting up an office or a company in the United States.

Furthermore, despite the devaluation of the US dollar and the wide foreclosures of a lot of property, the real estate market remains to be stable, though slightly shaky, due to foreign investors' capital appreciation. Domestic real estate buyers may not necessarily share the same opinion, but the market has remained to be strong for foreign real estate buyers. This may be largely credited to the fact that there is minimal risk for them.

Why are Foreign Real Estate Investments Safe and Profitable?

There are a lot of investments you can make, but the safest you can make right now is investing your money in real properties. This is another good reason aside from the fact that you can make a pretty nifty profit, if you like, particularly now with the widespread property foreclosures and seemingly continuous US dollar devaluation. This is especially true if you are going to use the euro or the loonie when making your investment.

But why is US real estate investment safe for foreigners?

It is undeniable that stock investments are not a safe avenue at this point. The recession has not only affected the US economy; the same recession has greatly affected worldwide stock investments. Stocks values are dropping. It is also a fact that even without the current economic situation, stock values fluctuates.

On the other hand, real estate investments are pretty stable if you would compare it to stock investments - or even bond or mutual fund investments. With real estate investment, you'd be putting your money in an investment that would grow in value as years go by.

What are the Benefits of Foreign Real Estate Investment?

US state government supports foreign investments and along this line has formulated various tax breaks to encourage foreign investment on real estate. Many of these tax breaks are not available in many countries. In fact, most countries would frown at foreigners owning real properties within their territory.

Foreign real estate investment in the United States is open to everyone. As long as you can afford to buy the property or at least comply with the mortgage requirements and payments, you can secure for yourself a pretty good property in the United States. Again, with the current economic situation of the United States, this is the perfect chance for you to make an investment.

Another great benefit that you can take advantage of is the availability of mortgage financing. Lenders have opened their doors to foreign investors who are looking into purchasing a property. So, you don't have to actually deplete your bank account. You can actually secure a mortgage loan and gradually pay it off.

I'm Canadian, What Are My Financing Options?

There is a steady increasing rate of Canadian real estate investors in the United States; and accordingly, the government has made certain that they have attractive financing options available to them.

If you're Canadian - or if you're a foreigner - you'd find a lot of reasons why you should buy a piece of real property in the United States. For Canadians, the parity of the currencies or the apparent devaluation of the US dollar is a pretty good reason itself. But how do you finance your purchase?

There are various financing options available to you depending on which state you are in. In Arizona, for instance, you'd get favorable financing terms if you are purchasing a property for recreational purposes, that is, you do not derive any income or benefit from your purchase or ownership. You will be required, however, to sign up a disclosure agreement and give a 30% down payment for your loan. To qualify though for a loan, you may be required to show availability of liquid reserves for a period of three to six months. You may also be required to present a minimum of 3-month bank statement.

If you are purchasing a property for investment, you'd probably meet stricter terms. Requirements may be more stringent. For instance, you could be required to give a down payment of more than 30% and you may be required to show one year worth of liquidity reserves.

Regardless of your reasons, if you feel like you can fulfill the requirements of a financing loan, you can then proceed to actually applying for a mortgage loan. Also, keeping yourself updated with the financing terms flux may be a wise idea.

Understanding the Tax Ramifications of Real Estate Investment

The first foreigner to have ever bought a real estate property in the United States was Peter Minuit. This opened the doors to foreign real estate investors. After a couple of centuries later, foreign real estate investment has grown into huge proportions, accounting for billion-of-dollar worth of industry.

The low risk attached to US real estate market, the availability of countless properties, and the steady market liquidity attract foreign investors in droves. The initial snag, however, is the process of understanding the legal ramifications of foreign real estate investment.

What you have to understand is that foreign investment in the United States can take a lot of forms. A foreigner has various options. He can acquire direct interest. He can acquire an interest in the real estate through a partnership, a corporation, or a limited liability company. The latter is the typical structure used by foreign investors.

Limited partnership or Limited Liability Company offers financial protection or indirect asset protection, especially in cases of bankruptcy, law suits and taxes. Foreign investors are generally taxed on the property as if they hold the property in direct interest.

Ideally, you should secure the services of a real estate accountant to help you out with the tax ramifications, but it would help if you, at least, know the basics before you actually talk to an accountant.

There are tax consequences that you have to deal with when you buy a real estate in the United States. You would need an Individual Taxpayer Identification Number which you will use with all your tax transactions. Your investment in real estates can be treated as a portfolio investment and will be accounted for as an investment income which can either be fixed or a periodic income. This is typically taxed at 30% on gross revenues. This tax though does not apply though to all foreign investors. Tax rates would vary depending on the tax personality the foreign investor opted for. For instance, a corporation would be taxed differently.

Other things that you should take note of are availability and requirements of tax refunds and state tax laws on real estate properties as they may differ from federal laws, among other things.

By knowing all these things, you may save yourself from a lot of hassles when you finally approach a real estate accountant. You'd be in same wavelength when you finally get down to talking business. It is, however, very important that you secure the services of an accountant. You'd have an easier time dealing with the taxes ramifications. You'd also have assistance ensuring that you comply with all the accounting aspect of your investment. This is especially true if you are purchasing a real property for investment purposes.

Do You Need to Secure the Service of a Real Estate Lawyer?

If you are considering buying a property in the United States, you need to secure the services of a real estate attorney - someone who could help you with the legal issues concerning your purchase. It is tempting to forego securing the service of a lawyer to save money, but this could cost you a lot of money in the long run. Make sure that you have an experienced and trustworthy lawyer to help you out. Make sure that you have thoroughly checked out his credentials, profile, history of successful cases handled by him, and other factors that would influence your decision. You could check online and look for a lawyer working within the state where you are considering purchasing a property.

Functions of a Real Estate Lawyer

There is no actual distinctive function for a lawyer in a real estate case. However, you would really need the assistance of a lawyer for various tasks. A real estate lawyer would review the sales contract for you. He would also check on the title and other documents relating to the property. A lawyer would also review your mortgage contract and make the necessary adjustments or corrections. You could also get him to review with you the legal and tax issues concerning the purchase. A real estate attorney could also make the necessary adjustments relating to various expenses and costs involved in the purchase. He would assess your eligibility for tax refunds and draft the documents and statements relating to this.

Putting it simply, a real estate lawyer will be your watchdog. He would guide you through the whole process of purchasing a real estate in the United States in order to make sure that you will be legally protected. You will have a capable and trustworthy liaison to help you out with the contract. He will also face legal disputes if any arise.

Tips on How to Invest in Real Estate Successfully

Now, if you've fully bought into the idea of real estate investing in the United States, you might just want to know how to go about investing in real estate successfully. If you want to be successful in this venture, the first thing that you have to avoid is overanalyzing. Of course, it is a good idea to carefully think through your actions but it is a bad idea to overanalyze your investment to nonexistence. You might lose a great opportunity.

Before you purchase the property though, it might be wise to check the property value. If it sits well with you and you can reasonably afford the property, go ahead and make the purchase.

If you are considering the property for a quick flip, make sure that the property is in perfect condition and in good area. This is to ensure that you could double or actually triple your return of investment. If you can inspect the property yourself, do so. If not, a good and trustworthy agent can help you with this task.

Another important thing to remember when you're buying real estate is good financing. You should take your time to carefully consider all your financing options. Foreign investors can email in their queries to various lending institutions. It is a good idea to make sure that you've had their terms and rates on paper because they tend to change these terms and charge you with a lot of junk. Your real estate agent can help you with reviewing the escrow charges.

The bottom line, however, is that it is very important that you do your homework before you actually buy a real property. Investing in real properties in the United States can be profitable especially during these times. In fact, it may be the wisest and most perfect investment you can make right now.

Maria Gudelis has been a real estate investor and entrepreneur for over 10 years. She has investigated or bought properties all over the world including Mexico, Ecuador, Canada and the U.S.A. Past co-founder of the Southern California 'Forum for Women Entrepreneurs', her passion is to help other entrepreneurs leverage technology and real estate to be successful in their businesses. Her website is at [http://www.maria-gudelis.com]

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Tips for Buying Luxury Real Estate

As with any property purchase you are thinking of making there are a few things to consider before putting down any money on a luxury property. Luxury real estate means different things to different people, but typically it is a home or property that is above and beyond the other average options available on the market.

When you buy luxury property you pay for what you get- some luxury properties may come with very large houses, lots of land around them, indoor or outdoor pools, or access to private lands on beaches or other open areas. Whatever your plans are for this space you will certainly have enough room to grow, roam, and live in private.

Before you purchase a luxury property you are going to want to have all of your finances in order. In the majority of cases luxury properties are very expensive and the down payment alone will be a good chunk of money.

If you are looking at luxury properties in a specific location look to see if there are any foreclosures nearby. The housing market decline has hit many people hard, and you might find a foreclosed home that would be a better deal than another luxury real estate property would be. Doing research on the local housing market you'd like to potentially purchase property in is a good way to determine what the best real estate deal you can get is. Unfortunately the high rate of foreclosures in some locations can depress the property values of homes nearby, so make sure if you needed to sell this luxury property you would likely have the chance to gain some (if not all) of your money back.

Another tip before purchasing is to make sure the interest rates are favorable. Typically a good interest rate is below 4.2% depending on where you live and the state of the local housing market.

If you are considering buying a large plot of land and building your own customized luxury home, look at real estate outside of major metropolitan areas and consult closely with an architect who knows the details of estimated construction costs and city building codes. Building in the boundaries of a major metropolitan area may seem like a good idea, but building away from the city will allow you greater freedom to build the home of your dreams in addition to costing less.

Luxury real estate properties can be exaggerated in the ads and real estate agency descriptions, so make sure to see for yourself if the property you are thinking of buying really is what you want. Even though this piece of real estate has been dubbed 'luxurious' doesn't mean there still might not be a few things here and there that need fixing or replacing.

Like with any home buying experience take your luxury realty purchase with common sense, a grain of salt, and a healthy dose of reality. If you have the financial means, go for it!

About the Author:
Jeanette Todd works for Aruba Palms Realtors and loves to travel. She loves to write, Real Estate Aruba and Real Estate Businesses are her topics of interest and she finds immense pleasure in writing article about Aruba beach villas.

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